Bank withdrawals
Fees and timing depend on the currency and the transfer method.
Method | Fee | Notes | ETA |
US domestic (ACH, USD) | Free | Standard domestic transfers | Within 1 business day |
Local bank (USD to local currency) | $10 flat, plus a percentage fee shown at checkout | For USD balances sent to local banks abroad | Depends on the destination country: some are real-time, some about 2 hours, most European transfers 1 business day |
International USD (SWIFT) | $25 flat | Flat fee regardless of withdrawal amount | 1 to 4 business days, depending on the destination country |
Foreign exchange (non-USD balance to another currency) | No separate fee. The cost is included in the exchange rate shown at checkout. | For non-USD balances sent to a different currency | Usually 1 business day |
⚠️ Bank transfer times may vary with holidays and your bank’s processing schedule.
Cryptocurrency withdrawals
Network | Token | Fee | ETA |
Arbitrum | USDC | $1.00 flat | Instant |
Ethereum, Base, Polygon, Optimism or Avalanche | USDC | $2.50 flat plus network gas for the destination network | About 25 minutes |
USDT (LayerZero) | USDT | Protocol and messaging fee, shown at checkout | About 5 minutes |
⚠️ Please note:
Network gas fees change hourly and depend on network congestion. Check the amount shown at checkout before you confirm.
Coinbase withdrawals follow the network of your Coinbase address. On Arbitrum (the default), the fee is $1.00 and the transfer is instant. On any other network, the fee is $2.50 plus gas, and the transfer takes about 25 minutes.
💡Tips for lower fees
Use Arbitrum: Arbitrum has the lowest flat fee and the fastest transfers for USDC withdrawals.
Check for intermediaries: Our international SWIFT fee is a flat $25. Your receiving bank or intermediary banks may charge additional processing fees.
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