Bank Withdrawals (Fiat)
Fees vary depending on the currency and the transfer method used.
Method | Fee | Notes | ETA |
US Fiat (Domestic) | Free | Standard ACH/Domestic transfers. | Same day – 2 business days |
Local Currency (ForEx) | $10 | For non-USD withdrawals to local banks. | 1-2 business days |
International USD (SWIFT) | $25 | Flat fee regardless of the withdrawal amount. | 3-5 business days |
* Please note that bank transaction ETAs may vary depending on holidays.
USDC Withdrawals
USDC withdrawals use CCTP (Cross-Chain Transfer Protocol) and are charged a flat fee per destination network.
This fee reflects typical network costs and is reviewed periodically, so it may change over time.
Network | Fee |
Ethereum | $2.50 |
Arbitrum | $2.90 |
Base | $2.50 |
Optimism | $2.50 |
Avalanche | $3.26 |
Polygon | $2.50 |
Coinbase | Same as Arbitrum |
Note on Coinbase: Withdrawals to Coinbase use the same underlying rail and pricing as an Arbitrum withdrawal, so the fee shown will match the Arbitrum rate above.
USDT Withdrawals
USDT withdrawals use a different rail (LayerZero) and are available on additional networks, including Tron and Solana, alongside Arbitrum, Polygon, and Optimism.
The fee shown for USDT withdrawals is a single combined total made up of two parts:
A protocol fee
A messaging fee (which covers the cost of relaying the transaction to the destination network)
These two components are calculated and added together automatically — you'll only ever see one final fee amount before confirming your withdrawal.
Which Networks Are Supported?
Network availability depends on the token you're withdrawing:
USDC: Ethereum, Arbitrum, Base, Optimism, Avalanche, Polygon, Coinbase
USDT: Arbitrum, Polygon, Optimism, Tron, Solana, and others
Tron is only available for USDT withdrawals — it is not a supported destination for USDC.
A Note on Fees
USDC fees are flat, per-network amounts that are set and updated periodically rather than calculated fresh for every transaction. Because of this, fees may be adjusted from time to time to reflect current network conditions — always refer to the fee shown at checkout as the final amount.
💡 Pro-Tips for Lower Fees
Check for Intermediaries: While our SWIFT fee is a flat $25, please be aware that your receiving bank or intermediary banks may charge additional processing fees.